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Man M. is 56 years old and widowed. She lives in Kandal Province, where she runs a little store selling various kinds of groceries such as prepared food, canned food, and sweets for kids. Most of her customers are neighbors. She started her business in 1990, and it is doing very well, and she currently earns approximately of $5 a day. She has three children: two are single and one is married. To help meet the family's expenses, two of her sons are employed as motorcycle taxi drivers.

Man M. hopes to build a washroom, but she is lacking the money to do that. Therefore, she would like to apply for a loan to build a restroom for her family. (She and her son are pictured.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 299
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Man to build a restroom.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 11, 2008
Jan 1, 2009
Currency Exchange Loss:
May 15, 2009