Rosa makes a living buying and selling perfumes and cosmetics. She sells them by catalog in markets and offices. She lives in rental housing in the Irpavi neighborhood of La Paz. The loan will be used to buy merchandise (perfumes, creams, shampoo, etc.) This is the fourth time that Rosa has applied for an Impro loan. Her history qualifies her as a premier customer because she has a good record of repaying past loans.
Rosa se dedica a la comercialización de perfumes y cosméticos, que los vende por catalogo en los mercados y oficinas.
Vive en la zona de Irpavi de la ciudad de La Paz, en alquiler.
El crédito será destinado para la compra de mercadería (perfumes, cremas, shampoo, y demás cosméticos).
Es la cuarta vez que solicita un crédito en Impro, su historial lo califica como cliente 1 es decir con cumplimiento bueno en el pago de su crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.