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Ela is married with 4 children. She started with a small business making ice cake and selling the local school before she joined SPBD. She still needed capital to increase her supply of ice cake daily because of the high demand for her product. She joined SPBD program in 2005. Ela has not only been able to supply her services to the community but she has also managed to open a grocery store for her family and their village people.

She is now on her 4th loan of $600 which she’s used to buy more stock for her store and do an extension on her house. She can sell more to satisfy her customer savings than coming all the way in to town to shop for their needs. Her family has more space and room in their house for relaxing and doing leisure activities. Ela is making a clear profit of $50 weekly other all expenses.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Ela purchase ingredients for ice cake.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2006
Sep 6, 2006
Currency Exchange Loss:
Oct 30, 2007