Yann S. lives in Kandal Province and is widowed. She is 76 years old and makes a living by renting a house. She has run her business for a long time and is earning an income of $250 per month. She is a mother of four children; two are single and another two are married. To help a little more with the family's needs, one daughter is working as a motorcycle parking keeper. S. proposes to make a new investment, but she is lacking the money to make that possible. Thus she would like to apply for a loan to purchase rice to store and sale. The loan will help her increase her income more to sustain her family's living expenses adequately.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.