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Khursanoy is married and has one son. Her husband has no fixed work. To meet their everyday needs, Khursanoy decided to start her own business 5 years ago. She offered her services as a seamstress, and her love of her work has helped her to go far. She started making a traditional raincoat, called a “chapan,” for men and women. Fortunately she has a lot of clients and her business is doing well. Through hard work, Khursanoy has expanded her business, and the demand for her chapans is growing. She is asking for a loan of 2500 Somoni ($ 750 USD), which she will use to buy materials. She will repay the amount over a period of 12 months. Today you can help someone who really needs it. Khursanoy and her family sincerely thank you.

More about Tajikistan and IMON International

Tajikistan has a rich and varied history. It was a key post along the Silk Road and an outpost of Alexander the Great's domain. From this region sprang great thinkers, philosophers, scientists, and poets, including Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, and Mavlavi Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. Today, it is a complex amalgam of Islamic, Soviet, and modern Western influences as well as Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after Tajikistan's independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous, and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,910,850
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Khursanoy to purchase fabric for the manufacture of raincoats.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 2, 2008
Dec 29, 2008
Currency Exchange Loss:
Dec 15, 2009