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Mrs. Julieta Saldon, 30 years old, is married and lives at Miputak, Dipolog City. Her husband is a tricycle driver. In her desire to help her husband, she decided to sell basic commodities such as edible oil, soap, canned goods, sugar, etc., displayed in a small table adjacent to their house. Their neighbors are their customers. The small business was going so well that she decided to expand and joined Paglaum MPC last March 25, 2008. She was able to pay her debt. Now, she avails PHP 8,000 to buy basic goods for her sari-sari store.
In the future, she wants to see all her children finish their studies. She also plans to renovate their house, including the space for her store.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1457
    View loans »
    Philippines Loans Fundraising
  • $59,226,550
    Funds lent in using Kiva
  • 47.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Julieta to purchase basic goods for her sari-sari store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 10, 2008
Dec 29, 2008
Currency Exchange Loss:
Jul 15, 2009