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Phat Muntha, 29, is married and lives in Phnom Penh, Cambodia. She has just started a business in 2007, cooking Khmer food and rice to sell to the numerous factory workers in her community. Her husband is a motor-taxi driver, transporting passengers to different locations.

On average this couple can typically make $10/day in income, which enables them to cover their entire family's expenses and their kid’s tuition fee.

Phat Muntha would like to request a loan from KIVA to expand her food stand, making it bigger so that there is enough room for her customers. With any remainder of the loan she will buy more utensils and equipment.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phat to buy more utensils and equipment and expand her business.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 12, 2008
Dec 28, 2008
Currency Exchange Loss:
Feb 15, 2010