Masinafou is 33 years old and is married with three children. Her husband's meager income is not enough to support their family and cover their children’s educational expenses. Masinafou has turned to the SPBD program to request a loan to start a bakery business. She has the agreement of school officials to act as caterer for her local village’s primary school and the one in a nearby village. Now she just needs the funds to purchase bulk supplies and a few small pieces of equipment to get started. Masinafou is confident that she can use a loan to launch a successful business and become the primary breadwinner in her family
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.