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Irshad Bashir Maish Group
In this Group: Irshad , Shahnaz , Zuhra , Sugran , Hamidan
Irshad Baji is a 41-year-old married woman. She lives in Kot Radha Kishan about a half hour away from Kasur, in Pakistan. She has no formal education because her parents couldn’t afford her tuition. Her husband, B. M., is a mason. They have two sons, who are also masons. Irshad Baji embroiders clothes at home. This activity gives her a good income, and she is happy to invest her income in her house. She is asking for a loan to buy an electric sewing machine, which would help her embroider more dresses in less time.

She is the leader of a group of women who are also seeking loans. Shahnaz Baji wants a loan to buy fabric for her clothing business. Zuhra Baji and Sugran Baji each want a loan to buy buffalo for their dairy businesses. Hamidan Baji wants a loan to stock her grocery shop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 179
    View loans »
    Pakistan Loans Fundraising
  • $13,079,825
    Funds lent in using Kiva
  • 78.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshad Bashir Maish Group's $1,000 loan helped a member to buy an electric sewing machine.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jan 5, 2009
Listed
Dec 26, 2008
Currency Exchange Loss:
Covered
Ended:
Apr 8, 2010