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Kosar Begum Maqsood Ahmad Group
In this Group: Kosar Begum , Shahnaz , Sumera , Irshad
My name is Kosar begum and I am 38 years old. I am married with four children: two sons and two daughters. All of my children are getting an education in a school near my house. I own a two-room brick house and have been living in it with my family for the past 8 years. My husband's name is M. A.. He sells milk and has 5 years of experience. I help my husband get milk from buffalo and transfer the milk into milk pots. I’ve successfully repaid two loans which I took from Asasah (a microfinance institute of Pakistan). Now I am applying again for a loan to buy another buffalo to expand our milk-selling business.

I am the leader of a group with three other women from my town. Shahnaz baji wants a loan to buy groceries for her grocery shop. Sumera baji and Irshad baji each want a loan to pay the installments on their auto-rickshaws (a local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,708,500
    Funds lent in using Kiva
  • 78.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar Begum Maqsood Ahmad Group's $1,000 loan helped a member to buy another buffalo for a milk-selling business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 30, 2008
Dec 26, 2008
Currency Exchange Loss:
Apr 16, 2010