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Khat S., 47, is married and lives in Saang District, Kandal Province, Cambodia. She works with her husband on her rice paddy growing rice, corn, nuts, and cucumbers, making collectively around $5.50 per day from her activity. Khat S. has six children. Two of them are students and four of them are employed as workers. Khat S. learned farming skills from her parents starting from when she was 10. Even thought it’s hard work, she really adores it and will never give it up.

This year her output is decreased. Some of her crops were destroyed by insects and rats. In order to prevent that happening again and to increase her output margin, Mrs. Khat S. and her husband would like to request a loan from Kiva to purchase insecticide, seeds, gasoline, and fertilizer.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 36
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Khat to purchase insecticide, seeds and fertilizer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 18, 2008
Dec 26, 2008
Currency Exchange Loss:
Jun 16, 2010