Hanifan M. Ayub Group
Hanifan baji is a 50 year old married lady and resides in a city named Arifwala in Pakistan. She owns a two room brick house and has been living in it for the past 10 years. Her husband's name is M. A. and he is a daily wage labor. Hanifan baji has one son who is a driver by profession, driving a rented auto-rickshaw (a local three-wheeled motor vehicle). Hanifan baji also works with her husband. They both work hard for their son. She is applying for a loan to buy an auto-rickshaw along with money saved by her son.
She is the leader of a group with a few more women. Rani baji also wants a loan to buy an auto-rickshaw. Zakia baji wants a loan to buy meat to resell. Lalan baji wants a loan to buy chairs for her barber shop. Samina baji wants a loan to buy switches and wires for her electric shop.
This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.
This is a Group Loan
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Success!! The loan was 100% repaid