Ana represents the 'Guaparú' group. Two of the group members, Ericka and Mireya are related (sisters), but each of them is economically independent and they are completely independent from each other. For the most part, the members sell products such as candy, paint, bread, clothing, and household supplies and offer house painting. In the marketplace there is always competition, but these members have no problem succeeding because of their experience. This loan will be used to increase the products and materials they have for sale, and to get more ingredients for making bread. Some members of the group have not worked with village banking groups before, but they are very responsible and committed to their partners so that everyone can come out ahead.
EL GRUPO "GUAPURÚ" ESTA REPRESENTADO POR LA SEÑORA ANA. DENTRO DEL CUAL EXISTE UN PARENTESCO ENTRE ERICKA Y MIREYA ELLAS SON HERMANAS, PERO CADA UNA TIENE INDEPENDENCIA ECONÓMICA Y SON TOTALMENTE INDEPENDIENTES. EN SU MAYORÍA LOS SOCIOS (AS) SE DEDICAN AL COMERCIO D. PRODUCTOS COMO CONFITES, PINTURA , PAN, ROPA, DOMÉSTICOS Y A LA PINTURA D. VIVIENDAS. DENTRO DEL MERCADO SIEMPRE EXISTE LA COMPETENCIA PERO LA EXPERIENCIA D. LAS SOCIAS PREDOMINA PARA CONTINUAR SIN PROBLEMAS. EL DESTINO DEL CRÉDITO ES PARA INCREMENTAR SUS PRODUCTOS Y MATERIALES A LA VENTA Y AL INCREMENTO D. INSUMOS PARA LA ELABORACIÓN D. PAN. DENTRO DEL GRUPO EXISTEN SOCIAS D. LAS CUALES NUNCA TRABAJARON CON GRUPOS SOLIDARIOS PERO TIENEN MUCHA RESPONSABILIDAD Y COMPROMISO CON SUS COMPAÑERAS D. GRUPO PARA SALIR ADELANTE TODOS JUNTOS.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.