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Sematu A. is married with four children. She is a 53-year-old entrepreneur. She runs a mother care shop and has been selling assorted kiddies' wear and mother-care materials like diapers, napkins, Pampers, soaps, etc. for three years now. She lives with her family at Atebubu.

Atebubu is a farming community; people there are mainly into farming crops such as maize, beans, and groundnuts. Sematu identifies mother-care products to be the things most mothers require. Her business started on a small scale, as she was thinking that her market size would be static. Upon the advice of an officer on how to treat and retain a customer, she has lived on that advice which is working for her business. And now she can boast of an increase in her market size.

Sematu does not have sufficient working capital to run the business as her customers are increasing. With the loan, she wants to inject more working capital into the business to scale up her business progress. She believes the loan will enable her to purchase good quality stock to upgrade her inventory. She would be grateful for that assistance when it is given to her, and she says this would help her to save more for taking care of her kids in school. She is member of the group called ‘Ahobrase’ meaning Humility Trust Group. Members agree to guarantee for each other as social collateral to repay the loan.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.3
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Sematu to buy more napkins, diapers, soaps, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 17, 2008
Dec 23, 2008
Currency Exchange Loss:
Aug 15, 2009