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Harriet Kamanyi ‘S Group
In this Group: Harriet, Maria, Nampagi, Maria
Harriet is the leader of a 4-member group. She is a 30-year-old mother of 5 children who are between the ages of 6 and 19 years old. All of her children are currently attending school. At the same time, she takes care of additional family members. She rents and resides in a two-room house where she lives with seven other people. Although they have electricity, they have no piped water at their home. She notes that her family eats three meals a day.

She works in a semi-urban area in the outskirts of Kampala. Specifically, she owns and operates a bar from her home. On average, she sells beverages to 20 customers per day, and she works seven days per week. She explains that she has been a client of MCDT for one month, and that this is the first loan she has sought via the organization. With the loan proceeds, she would like to buy more crates of beer and soda.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 184
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 1,878.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Harriet Kamanyi ‘S Group's $225 loan helped a member to expand her business by purchasing additional crates of beverages (e.g., beer and soda).
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 5, 2008
Dec 23, 2008
Currency Exchange Loss:
Aug 19, 2009