Donah Tumusiime’ Sgroup
She resides and works in a semi-urban area in the outskirts of Kampala. In particular, Donah sells secondhand clothes at the Owino market, one of the busiest markets in Kampala. On a typical day, she can sell clothes to 10 people. Donah explains that she has been in this business for five years and that she works seven days per week. Formerly, Donah worked as a tea girl in a restaurant near her home. Her major challenges, in both life and business, include the following: weather conditions (e.g., the rainy season), business seasonality, feeding her family during difficult times, and business taxes.
Notably, Donah has been a client of MCDT for 1.5 years, and this is the fourth loan she has sought through the organization. In the future, she would like to expand her business to the point that she can sell her clothes in a wholesale manner.
About MCDT SACCOThis loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at http://www.kiva.org/partners/112, and join our lending team, Friends of MCDT SACCO, at http://www.kiva.org/team/friends_of_mcdt_sacco.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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