Sergei is married with a teenage daughter. He is a businessman from Kamenka. He runs a cosmetics and perfume sales business in the local city market. Sergei has had much experience working with this type of merchandise and has gained a good reputation among his customers and colleagues. Sergei has been working as a market vendor for 15 years. Currently, he already has about 40,000 Grivnas invested in inventory. His income is about 3,000-4,000 Grivnas a month.
Sergei has repaid 9 previous loans to Nadiya Ukraine without any delinquencies. This time he is seeking a 5000 Grivna loan to finish construction of a new vending kiosk, increase assorted merchandise, and attract new potential customers as a result. Sergei’s family is very supportive of his business endeavors. They try to help him as much as they can. Sergei is hoping to repay the current loan in 6 months.
About HOPE Ukraine
HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.