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Mariam is a 40-year-old woman who lives in Bourj el Barajneh (in the southern suburbs of Lebanon) with her husband and their six children. Since 2004, she has been in the business of selling bread, “saj”, and “nargileh” (also known as “shisha” in Egypt). The saj is a traditional Lebanese cooking dome used to make markouk (“thinned”) bread and doughy confections. The nargileh, meanwhile, is an ancient food tradition enjoyed by the people of the Middle East; in fact, nargileh is enjoyed in cafes across the Middle East, but it is beginning to gain popularity in the US, Europe, and other countries.

Mariam requests a loan in the amount of $1,000 via Al Majmoua in order to pay off her debt. This is the first time that she has asked for a loan. Mariam states that she is successful with her work because of her good behavior and the high quality of her foods (especially her bread). Her clients are primarily her friends and neighbors. She notes that she decided to open her business because of debts that had to be paid off. In the future, she plans to expand her business.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 175
    View loans »
    Lebanon Loans Fundraising
  • $17,449,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mariam to expand her business by reducing her debt load.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 3, 2008
Dec 22, 2008
Currency Exchange Loss:
Jan 15, 2010