Rabinatu A. is thirty-five years old. She is a wife and the mother of three children who are all still in the basic school. Rabinatu lives with her nuclear family in Atebubu, a town in the Brong Ahafo Region of Ghana.
Rahinatu has been trading since she was a teenager and she enjoys trading very much. She started with her mother even when she was in elementary school. She is, therefore, very experienced and is now running her own business. Rabinatu says that she has been in business for twenty years.
She sells fresh groundnuts, groundnut paste, groundnut oil, and many other products from groundnuts. She buys the groundnuts from the farmers in the surrounding villages where it is cost-effective. She supplies the groundnut paste and the oil to the local food vendors in her community.
Rahinatu wants a loan to buy groundnuts in bulk to meet the demand of her customers, which increase daily. Rabinatu is a member the “Do Good” community trust bank group. The group members guarantee for one another as collateral to access the loan and provide peer support to repay the loan.