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Agnes M. is married to a blacksmith and has 5 dependents. She has received schooling through junior high school. Since 1994, Agnes has been selling a local meal popularly known as 'Kenkey' which is made out of corn. It is one of the most commonly eaten foods in the country and it is normally eaten with hot sauce and fried fish at Ataabadze near Elmina. Agnes uses her income to assist her husband in meeting the family's financial needs. Agnes will use the loan to increase her purchase of maize, fresh fish and other ingredients which she uses to prepare the Kenkey. With the new profits from her expanded business, Agnes plans to invest in her children's education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Agnes to increase her purchase of maize, fresh fish and other ingredients which are used to prepare the Kenkey.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 22, 2008
Dec 20, 2008
Currency Exchange Loss:
Aug 15, 2009