Rufina

Status: Paid Back

$325
Loan Request
Pre-Disbursed : Dec 9, 2008
Listed: Dec 23, 2008
Funded: Dec 23, 2008
$325
Paid Back
Ended: Jul 15, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:3.0917 PEN = 1 USD


About the Loan

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Location: Juliaca, Peru   Repayment Term: 8 months
(more info)
Activity: Fish Selling   Repayment Schedule: Monthly
Loan Use: Purchase larger amounts of fish   Currency Exchange Loss: Covered
      Default Protection: Covered
Rufina is 47 years old, single and lives with her two children, Janet 16 and Brolin 13. Worried about the well being of her small children, she got into the fish selling business which has supported her family for 13 years. Rufina travels to sell the fish. She generally sells silversides since there is more demand due to its scarcity. It is used in many dishes such as ceviche, fried food, etc. and many restaurant cooks look for it. It is difficult to get the fish. She has to wait long hours for delivery. This is Rufina's first loan with Microfinanzas Prisma. With the money she has requested, she will buy larger amounts of fish to sell and increase her income.

Translated from Spanish by Susan Haynes, Kiva Volunteer


Rufina tiene 47 años, es madre soltera de dos niños, Janet de 16 y Brolin de 13 años, con quienes vive. Preocupada por el bienestar de sus pequeños hijos incursionó en el negocio de la venta de pescado, negocio con el cual viene manteniendo a su familia durante 13 años. Rufina vende el pescado de manera ambulatoria, generalmente pejerreyes, ya que estos tienen más demanda por su escasez y se usan en múltiples platos como en el ceviche, frituras, etc., los cuales buscan bastante las cocineras de los restaurantes. Lo difícil es adquirir los pescados, tiene esperar largas horas para la distribución. Rufina se encuentra en su primer préstamo con Microfinanzas Prisma. Con el dinero solicitado comprará mayor cantidad de pescado para vender y aumentar sus ingresos.

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Journal entries for Rufina


Loan has been disbursed
 
Entrepreneur: Rufina
Location: Juliaca, Peru

Thank you for your loan. It has been disbursed to Rufina by Microfinanzas PRISMA in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas PRISMA will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Juliaca, Peru
Dec 24, 2008
Comment on this entry

Se abasteció de más mercadería.
 
Entrepreneur: Rufina
Location: Juliaca, Peru

Con el préstamo que le dieron le ayudo a Rufina comprar más pescado y aumentar así la cantidad de su mercadería. Ahora su negocio es más concurrido, puesto que sus clientes le generan demanda de la mercadería que posee ya que encuentra lo necesario. Es así que agradece a cada uno de ustedes que le concedieron el préstamo ya que por medio de Microfinanzas PRISMA le ayudó a obtenerlo y de esa manera mejoró su negocio. Mas adelante Rufina desea tener un frigorífico donde pueda almacenar su mercadería y dar una buena atención a sus clientes.


Posted by Betsabé Bruno Morales from Juliaca, Peru
Oct 23, 2009
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Kiva Help Repayment Schedule for Rufina

  Expected Repayments Actual Repayments Comments
March 2009 $54.28 $54.28 Repayment Received
April 2009 $54.28 $54.28 Repayment Received
May 2009 $54.28 $54.28 Repayment Received
June 2009 $54.28 $54.27 Repayment Received
July 2009 $54.28 $54.28 Repayment Received
August 2009 $53.60 $53.61 Repayment Received