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Mrs. Vay Y. is 44 years old and a rice farmer who lives in Koh Village. She has been farming since 1980 and is married with three children; one is employed and the other helps with the family's farm. Her husband is a construction worker and being mobile is one of the requirements of his job. Rice farming is the main source of income for the family and she is responsibility of caring for the farm. She is requesting a loan to purchase three oxen to use on the farm.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Vay purchase three oxen for use on the farm.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 5, 2008
Dec 19, 2008
Currency Exchange Loss:
Jul 19, 2010