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Nhoem
Nhoem S. is 34 years old and a resident of Pursat Province. She is a farmer who specializes in rice, vegetables as well as fruit crops in her village, growing corm trees and morning glories. Farming is her main source to earn income for her family's expenses. Generally, she will sell her production to wholesalers, 4 or 5 months after planting. To help earn additional income for her family, S. is raising pigs at her home.



S. is married with one son who is attending school. Her husband, Nou Eum, 32, also works with her. S. hopes to have two buffalo to help her plow her farmland, therefore she decided to request a loan to be able to do that. (S.'s husband is pictured because she was not available.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $37,507,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Nhoem to purchase two buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 9, 2008
Listed
Dec 19, 2008
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2009