Mrs. Em S., 35, sells vegetables and meats by transporting them to customers' homes. She has been selling since 2000. She is married with four children, all of whom are single and in school. Her husband is a construction worker, as well as a motorcycle taxi driver. This means that after he works as construction worker, he drives a motorcycle taxi. Because the motorcycle is old and often breaks down, S. would like to request a loan to change her husband's motorcycle to attract customers. S.'s husband is pictured because she was not available.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.