Mrs. Tran Thi Vu is 39 years old. Although she is a busy doctor with very little time, she manages a practice at home, raises pigs, weaves hats and sells dried goods. Her husband is a construction worker. Her two children are in elementary school. On top of her work, she always makes time to take care of her family. Currently, her family's income grosses from 150,000 VND to 200,000 VND per day. For her third loan cycle, she would like to borrow 5,152,000 VND in order to buy more dried goods to sell. Her group has the following members:
Mrs. Nguyen Thi H., 32 years old, would like to borrow 4,256,000 VND to invest in her carpentry business.
Mrs. Nguyen Thi Hang, 39 years old, would like to borrow 4,256,000 VND to invest in livestock raising.
Mrs. Vuong Thi Tinh, 46 years old, would like to borrow 4,704,000 VND to buy lumber for her carpentry business.
Mrs. Nguyen Thi Thuy, 28 years old, would like to borrow 3,808,000 VND to invest in her convenient store.
Nhóm Chị Trần Thị Vụ năm nay 39 tuổi Ms 020211030010, mặc dù là một y sĩ thời gian bận rộn nhưng chị rất năng động, vừa chữa bệnh tại nhà, lại vừa chăn nuôi lợn, đan nón và bán hàng khô. Chồng chị là thợ xây, còn 2 con chị đang đi học cấp 1, nên ngoài công việc chị luôn giành thời gian để chăm sóc gia đình. Hiện tại mức thu nhập của gia đình chị từ 150.000VNđ đến 200.000VNđ/ ngày. Chu kỳ 3 này chị đăng ký vay mức 5.152.000VNđ để mua thêm hang khô về bán.
Trong nhóm chị có các thành viên sau:
Chị Nguyễn Thị H. năm nay 32 tuổi Ms 020211030014 vay mức 4.256.000VNđ để mua gỗ phát triển nghề mộc.
Chị Nguyễn Thị H. năm nay 39 tuổi Ms 020211030012 vay mức 4.256.000VNđ để lấy vốn đi chợ và chăn nuôi.
Chị Vương Thị T. năm nay 46 tuổi Ms 020211030013 vay mức 4.704.000VNđ để mua gỗ làm đồ mộc.
Chị Nguyễn Thị Thuỳ năm nay 28 btuổi Ms 020211030017 vay mức 3.808.000VNđ để bán hang tạp hoá.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.