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Tang's Group
In this Group: Tang, Vuth, Sok, Sun
Mrs. Tang S. is a group leader of four, who are all living in Korng Keb Village in Kampong Chhnang Province. She is a farmer who owns 2.5 hectares to cultivate rice to earn a living. Aside from this, she is a cake seller who can make a small income to support the household. She is a 54-year-old widow with a child who helps her on the plantation. Although she and her child try to work hard, they still cannot support themselves well. Thus, Mrs. Tang S. decided to ask for a loan to buy two piglets to start a breeding business and she hopes to improve her living conditions after she sells the pigs.

All members in this group have end-of-term loans, so they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. These allow them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • 4,117.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Tang's Group's $200 loan helped a member to buy two piglets to start a breeding business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Nov 25, 2008
Dec 19, 2008
Currency Exchange Loss:
Oct 15, 2009