Mrs. Nguyễn Thị D. is 55 years old. She is seeking a loan of 4,704,000 VND (275 USD) to buy a machine which she will use to produce tofu. She will sell the tofu in the local market. She will also buy five breeder pigs to raise. Her husband works in the office for veterans and social affairs for the district Yên Phong - Bắc N.. They have one child who is currently in high school. The family has a daily income of about 150,000 VND (9 USD). In two previous lending cycles, she was able to repay her loan very well. It helps her very much that she repays the loan in installments, rather than a single lump sum which would impose a heavy burden. Thus she and her group hope to continue their participation in the next lending cycle. The members of the group are:
Mrs. Trần Thị T. is 43 years old. She is seeking a loan of 4,256,000 VND (250 USD) to invest in selling pork. Mrs. Nguyễn Thị N. is 40 years old. She is seeking a loan of 4,256,000 VND (250 USD) to invest in selling pork and beef. Mrs. Lê Thị H. is 48 years old. She is seeking a loan of 4,256,000 VND (250 USD) to buy breeder pigs. Mrs. Nguyễn Thị Mỳ is 57 years old. She is seeking a loan of 4,256,000 VND (250 USD) to buy breeder pigs. Mrs. Đặng Thị C. is 41 years old. She is seeking a loan of 4,256,000 VND (250 USD) to invest in selling pork. Mrs. Nguyễn Thị T. is 48 years old. She is seeking a loan of 4,256,000 VND (250 USD) to invest in raising pigs.
Chị Nguyễn Thị D. năm nay 55 tuổi Ms 020201050027 vay mức 4.704.000VNđ để mua máy sản xuất đậu đi chợ bán và mua 5 con lợn giống về chăn. Chồng chị làm ở phòng thương binh xã hội của huyện Yên phong- Bắc N.. Hiện tại vợ chồng chị có 1 con đang đi học phổ thông, vì vậy gia đình chị thu nhập mỗi ngày được khoảng 150.000VNđ/ ngày. Sau 2 chu kỳ vay vốn chị trả vốn rất tốt, đồng thời giúp chị tiết kiệm trả dần và không phải trả một gánh nặng dồn vào một lúc. Chính vì vậy, chị cùng nhóm tiếp tục tham gia vay vốn ở chu kỳ tiếp theo.
Các thành viên trong nhóm chị gồm có.
Chị Trần Thị T. năm nay 43 tuổi Ms 020201050028 vay mức 4.256.000VNđ để buôn bán T.t lợn.
Chị Nguyễn Thị N. năm nay 40 tuổi Ms 020201050030 vay mức 4.256.000VNđ để buôn bán T.t lợn, T.t bò.
Chị Lê Thị H. năm nay 48 tuổi Ms 020201050029 vay mức 4.256.000VNđ để mua lợn giống.
Chị Nguyễn Thị Mỳ năm nay 57 tuổi Ms 020201050031 vay mức 4.256.000VNđ để mua lợn giống.
Chị Đặng Thị C. năm nay 41 tuổi Ms 020201050033 vay mức 4.256.000VNđ để buôn bán T.t lợn.
Chị Nguyễn Thị T. năm nay 48 tuổi Ms 020201050031 vay mức 4.256.000VNđ để chăn nuôi lợn.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.