36-year-old Aum K. lives in Banteay Meanchey Province. She looks after three children, all of whom are in school. Her husband is a policeman who currently gets salary about $80 per month. For a living, she has been selling second-hand cloths outside of the local Seri Soaphoan Market since 2006. Her clothes range from the price of $1 or $1.50. K. is applying for a loan to purchase second-hand clothes for future sale and buy a plot of land.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.