Namasuba H- Ndagire Salome Group
Salome N. is 27 years old. She is a hardworking single mother of three children, who are between the ages of four and seven. She is also a loving guardian to her two brothers who came into her care after the death of their parents.
Using money saved from selling charcoal, Salome opened up a cosmetics shop two years ago. She created the shop by partitioning part of her residence in Namasuba. She sells perfumes, hair additions, hair relaxers, and lotions, among other things. These sales earn her a minimum profit of UGX 60,000 per week. Besides, she also sells safe piped-water to households in her locality at the rate of UGX 50 per jerrican.
She would therefore use the loan to purchase cosmetics, like Movit relaxer and treatment, TCB Naturals, botanical marrow, mayonnaise treatment, Venus, and Dark & Lovely, among others. This added inventory will allow her to meet the rising demands of customers and also compete favourably in the market. She has an ambition to open up a ladies' boutique and also ensure those entrusted into her care go through their education successfully at all levels.
About BRAC UgandaThis loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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