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Vegetable farming is a traditional occupation in northern Tajikistan, especially in Dilafruz’s village. Having a fairly large amount of land surrounding her house, this mother of four decided to try growing vegetables. Neither she nor her husband has been able to find steady employment, and she has been observing the success of her relatives and neighbors who sell vegetables at the market. She has experience growing and selling produce and wants to now do so more intensively to generate more income for her family. She has many ideas about how to be competitive by growing the right crops in a certain way, and she is sure that she will do well. She is requesting a loan to purchase mineral fertilizer and seeds so she can grow her business. Dilafruz sincerely thanks you for your generous heart.

More about Tajikistan and IMON International

Tajikistan is perhaps best known for its rich history, which includes a key post along the Silk Road, the end of Alexander the Great's rule, and the birthplace of the great Persian poet Rudaki and the most famous Islamic philosopher Ibn Sina (Avicenna). The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, and Central Asian traditions. But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 121
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Dilafruz purchasing mineral fertilizer and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2008
Dec 20, 2008
Currency Exchange Loss:
Dec 15, 2009