Tahira Khadim Hussain Group
Tahira Baji completed her education up until the 10th standard. She then married a man who is a driver by profession and drives an auto-rickshaw (a local three-wheeled motor vehicle). She is the mother of six children: four sons and two daughters. All of her children are enrolled in a local school in her neighborhood.
Tahira Baji has a clothes sewing business. She learned this art from her mother. She earns worth 1500 Pak Rupees per month, which she uses to pay her children’s school fees. She is applying for a loan to repair her hsuband’s auto-rickshaw.
She is a group leader of a few more members of her community. Sakina Baji wants a loan to buy clothes to resell. Sumera Rani Baji wants a loan to buy spare parts of vehicles to resell. Maryam Baji wants a loan to buy an auto-rickshaw. Anwar Baji wants a loan to buy seasonal fruits for her fruit selling business.
This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid