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Fazrat
Fazrat M. is a 26-year-old man who breeds calves in a small village in Saatli region. Fazarat is young but full of energy; he tries every single day to make the life of his parents better. Fazrat started his business in 2002. He continued the business of his father, who is a pensioner. Fazrat has great experience in cattle breeding because he observed it from his childhood. He got an education in finance/economics he works in local organization as an accountant so that he doesn't lose his skills, but his main financial income comes from cattle selling.



Fazrat would like to expand his business and purchase more calves. This will help him to increase income and improve life conditions. Fazrat is planning to get married next year. We wish his good luck and appreciate for your help!

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $6,171
    Average annual income
  • 65
    View loans »
    Azerbaijan Loans Fundraising
  • $14,162,625
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Fazrat purchase four calves.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jan 27, 2009
Listed
Dec 17, 2008
Currency Exchange Loss:
Covered
Ended:
Jun 24, 2010