Segara Mandala Group
Even though the profit is not high they are not discouraged. They are even planning to take the 2nd loan from Dinari foundation. They are planning to use the loan money to buy more piglets to be raised and also to buy pig's food. The loan period will be 6 month where they can repay the loan at the end of the loan period.
They are hoping to be able to expand the business so they can get more profit. WIth this they can improve their lives and also able to send their children to schools.
Dengan keuntungan yang sedikit tersebut anggota kelompok tidak merasa kecewa,tetapi mereka tetap semangat untuk berusaha. Sehingga mereka akan melanjutkan permohonan pinjaman yang kedua yang nantinya akan dipergunakan untuk membeli bibit babi dan pakan babi dan janka waktu pinjaman selama 6 bulan serta pengembaliannya dilakukan akhir periode pinjaman. Dengan tetap melanjutkan usaha dalam beternak babi anggota kelompok Segara Mandala merasa optimis dalam peningkatan keuntungan karena mereka akan lebih mandiri dalam pemeliharaan ternak.Dengan pengharapan seperti ini maka anggota kelompok Segara Mandala berharap keuntungan akan terus meningkat sehingga mereka dapat menunjang perekonomian keluarganya lebih-lebih dalam melanjutkan pendidikan anaknya kejenjang yang lebih tinggi.
About Koperasi Mitra Usaha Kecil (MUK)This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid