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Mrs. Chem S., 40, is married and lives with her husband and their two school-aged children in the Kampong Cham province, Cambodia. She works in a grocery store, making about $5 a day, while her husband is a tailor.

Mrs. Chem S. would like to take out a loan of $1000 to add items to her grocery’s inventory.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chem to add to her grocery’s inventory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 4, 2008
Dec 16, 2008
Currency Exchange Loss:
Dec 15, 2009