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Baligema Lending Group
In this Group: Joan, Moses, Grace, Jane, Harriet, Nite, Zaina, Peter, Mayi, Ruth, John, Prossy, Moses, Betty, Jamil
Joan N. is married with children, the eldest being 16 years old while the baby is 3. For the past six years, she has been selling goods from her retail shop in Jinja town. She buys her stock from the wholesale shops in Jinja and Iganga at a discount and then sells at a retail price. She is among the many people that have benefited from getting loans and her loan uses range from owning a plot of land of her own, paying school fees for her children with almost nothing as a contribution from their father, plus many others. Joan seeks another loan to be able to buy more shop goods like sugar, maize flour, and many others.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 231
    View loans »
    Uganda Loans Fundraising
  • $31,010,850
    Funds lent in using Kiva
  • 2,000.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Baligema Lending Group's $5,000 loan helped a member buying more sugar, maize flour, and many other items for her shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 12, 2008
Dec 16, 2008
Currency Exchange Loss:
May 15, 2009