This loan has been FULLY FUNDED by 21 lenders!

Fatimata-touré Tcha-morou
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About the Loan
Location: Agoe, Togo   Repayment Term: 14 months
(more info)
Activity: Jewelry   Repayment Schedule: Monthly
Loan Use: Purchase of jewelry and handbags   Currency Exchange Loss: Covered
      Default Protection: Covered
Mrs. Tcha-Morou is 47 years old and sells jewelry and handbags. She buys several products in Cotonou, the capital of Benin, and she buys other products at the large market in Lomé, which is the capital of Togo. She sells these products in Agoè, an area in the northern part of Lomé where she lives. She has been involved in this since 2004. She has taken out one previous loan with WAGES, and she repaid the loan in full. With this second loan she is requesting, she can purchase 40 sets of jewelry and two dozen handbags. With this new stock she will be able to serve her customers during the year-end festivals, since the goods that she sells make very good gifts for women.
Mrs. Tcha-Morou was born in Sokode, a city situated about 175 km from Lomé. She is married to a retailer and they have four children.

Translated from French by Manuel Carreiro, Kiva Volunteer

Madame TCHA-MOROU est âgée de 47 ans et elle a pour l’activité la vente des bijoux et des sacs de sortie. Elle achète quelques produits à Cotonou, la capitale du Benin, et les autres articles au grand marché de Lomé, la capitale du Togo. Elle les revend à Agoè, un quartier au nord de Lomé ou elle habite. Elle a commencé ce commerce depuis 2004. Elle a une fois bénéficié d’un crédit au près de WAGES, et elle a bien remboursé. Avec ce deuxième crédit, elle peut acheter 40 complets de bijoux et 2 douzaines de sacs de sortie. Avec ce nouveau stock, elle peut servir ses clients pendant les fêtes de fin d’année, parce que les choses qu’elle vend peuvent servir de très bons cadeaux pour les femmes.
Madame TCHA-MOROU est née à Sokode, une ville située 175 km de Lomé. Elle est mariée avec un revendeur et ils ont 4 enfants.
About the Country
Country:
Avg Annual Income:$1,700
Currency:Communauté Financière Africaine Francs BCEAO (XOF)
Exchange Rate:516.0119 XOF = 1 USD

Anonymous
Brussels
Belgium

Hany
Downsville, LA
United States

Wonga.com
London, London
United Kingdom

Anonymous

Anonymous

Kim

Ashfaque
Sunnyvale, CA
United States

RectorFriends
San Francisco, CA
United States

Drew & Stephanie
Vancouver, British Columbia
Canada

Jacobson Family
Cortlandt Manor, NY
United States

Karen
Brighton, MA
United States

Susan
Circleville, OH
United States

Håvard Fjær
Oslo
Norway

Luca B.
Corbetta, Milano
Italy

Denise
Kingston, MA
United States

Nadine
Victoria, British Columbia
Canada

Kim, Norman and Grace
Newton, MA
United States

Anonymous

Drew
Germantown, TN
United States
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Wonga.com
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Status: Paid Back

$600
Loan Request
Pre-Disbursed : Dec 15, 2008
Listed: Dec 18, 2008
Funded: Dec 20, 2008
$600
Paid Back
Ended: Jan 15, 2010
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Journal entries for Fatimata-touré Tcha-morou


Subject: Journal Update for Fatimata-toure Tcha-Morou
Location: Agoe, Togo

Mrs. Tcha-Morou works selling jewelry in the Agoé region of Lomé, Togo. Her pre-disbursed loan from Women and Associations for Gain both Economic and Social (WAGES) was fully funded by you through Kiva.org on December 20th, 2008.

Mrs. Tcha-Morou used this loan to purchase a variety of jewelry items to satisfy her customers. Since receiving this loan, she estimates that her daily profits have increased by 2000 CFA ($4 USD). She uses these new profits primarily to reinvest in her business as it continues to grow.

Fortunately, Mrs. Tcha-Morou has not encountered any significant obstacles in her work. She is pleased with the positive impact this loan has had on both her personal and professional life. She is now able to contribute even more to her family’s daily costs of living. It is with great hope, and lenders like you, that Mrs. Tcha-Morou’s business will continue to prosper in the future.


Posted by Taylor Akin from Agoe, Togo
Dec 31, 2009
Comment on this entry
Subject: Loan has been disbursed
Location: Agoe, Togo

Thank you for your loan. It has been disbursed to Fatimata-Touré TCHA-MOROU by WAGES in Togo. We are excited to watch this business grow. Over the 12 months of this loan, WAGES will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Agoe, Togo
Dec 21, 2008
Comment on this entry
Kiva HelpKiva Repayment Schedule for Fatimata-touré Tcha-morou
  Expected Repayments Actual Repayments Comments
March 2009 $44.74 $44.74 Repayment Received
April 2009 $45.63 $45.63 Repayment Received
May 2009 $46.54 $46.54 Repayment Received
June 2009 $47.47 $47.47 Repayment Received
July 2009 $48.42 $48.42 Repayment Received
August 2009 $49.39 $49.39 Repayment Received
September 2009 $50.38 $50.38 Repayment Received
October 2009 $51.39 $51.39 Repayment Received
November 2009 $52.42 $52.42 Repayment Received
December 2009 $53.46 $53.46 Repayment Received
January 2010 $54.53 $54.53 Repayment Received
February 2010 $55.63 $55.63 Repayment Received