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“It’s better to give than to receive” is what Josephine believes in. She always practices this and her experiences prove that it is true, because she has been receiving a lot of blessings from God, like her family’s good health, good business, good relationships with family and neighbors.

Josephine, together with her husband and three children, live in Brgy. Binarzang Quirino, Isabela. She has a pig-raising business and her husband manages their two-hectare rice and corn fields. She has three pigs, which she will sell for around $200 (9000 PHP) after four months. Thus, she expects to gain more than 50% income from her capital investment.

“Enough capital means more pigs to raise and therefore more income for the business”, said Josephine. So, she is requesting a loan of $100 (4000 PHP) to increase her revolving capital. With this capital, she expects to triple her yearly income.

"I will work harder to provide good education for my children", she added.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1412
    View loans »
    Philippines Loans Fundraising
  • $59,122,500
    Funds lent in using Kiva
  • 49.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Josephine buy additional pigs to raise and sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 21, 2008
Jan 1, 2009
Currency Exchange Loss:
Jun 15, 2009