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Karen Valeria
Karen G. lives in the San Rafael del Sur neighborhood. Her business activity is selling newspapers in her house where people come to purchase the daily papers of Nicaragua.

She is an unmarried, young woman with much desire for self-improvement, since she has stood out as a good student in her university. She has come to Ceprodel to obtain a loan that will allow her to purchase newspapers to continue with her business, through which she will be able to continue covering all of the necessities of her modest household.
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La joven Karen G. habita en el municipio de San Rafael del Sur dedicándose a su actividad económica de venta de periódicos en su casa de habitación donde es visitada por diferentes personas para la compra de los periódicos emitidos diariamente en Nicaragua.

Es una joven soltera y con muchos deseos de superación ya que se ha destacado como buena estudiante en la universidad. Hoy en día ha acudido a Ceprodel para obtener un crédito que le permita la compra de los periódicos para continuar con su actividad económica en su casa de habitación y de esta manera seguir supliendo todas las necesidades que se presentan en su humilde casa de habitación.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,065,800
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Karen Valeria purchase of newspapers to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 19, 2008
Dec 19, 2008
Currency Exchange Loss:
Nov 15, 2009