Señora Bertilda P. is 24 years old and lives with her husband and son in the neighbourhood of San Pedro in the municipality of Ticuantepe. Her husband is in the transportation business and also helps with household expenses. They are responsible for the care of their one-year old son. They plan to buy a piece of land and build their own house since currently they are living with Bertilda’s mother. For the last two years Bertilda has been selling cosmetics and through hard work she has managed to establish a successful business. The biggest difficulty she faces is the lack of financing. With this loan she plans to buy a variety of merchandise for her business as the Christmas festivities will bring increased demand for her products.
La señora Bertilda P. tiene la edad de 24 años, habita en el barrio San Pedro ubicado en el municipio de Ticuantepe , junto a su esposo y hijo , el esposo de ella trabaja como transportista para apoyarle con los gastos del hogar , ellos tiene a su cargo a un niño de un año de edad , los planes para su familia es llegar a comprar un terreno y construir su casa ya que ellos actualmente vive con su mamá , ella desde hace dos año se dedica al comercio en la venta de cosméticos , que con tanto esfuerzos ha logrado establecer , la mayor dificultas que se le presenta es la falta de financiamiento con la solicitud del préstamo quiere invertir en mercadería variada para incrementar su negocio ya que en las fiestas navideñas presenta demanda de producto.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.