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Nicolas G. is 26 years old and widely thought of as very determined to fulfill his dreams for his family. With his talent and skills, he is sure that he can uplift their lives from poverty.

He is married to Shery and has three children: Shery-Ann – 6 years old and a day-care student; Flora – 4 years old; and Nicolas Jr, one month old. His family lives in the rural and flat area of Malamag East, where vegetable planting and clean and green programs are the main projects being implemented in their village and other villages. Sometimes, floods strike in their village when excessive rains and typhoons take place.

Nicolas manages a small furniture shop which is his only source of income. He wants a better life for his family and hopes to achieve this by improving his business. In order to do so, he has applied for a loan which he will use to buy materials such as wood.

Nicolas works hard for the success of his business. He is very optimistic that he can achieve his dreams and he believes that God is good all of the time.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1445
    View loans »
    Philippines Loans Fundraising
  • $59,289,200
    Funds lent in using Kiva
  • 49.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Nicolas to buy materials such as wood for his shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 24, 2008
Dec 15, 2008
Currency Exchange Loss:
Jun 15, 2009