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Cristian Carolina
This micro-entrepreneur, Cristian Carolina R. S., is 30 years old. She is married and has two children. Her oldest son is six years old and has recently started the first grade. Her other son is 14 months old and doesn't study. Her husband works controlling the time for drivers' routes. Her desires are to actively maintain her business and thereby improve her situation in order to take care of her children because she needs them to get ahead so that in the future they can manage their own needs.

She wants to have a more suitable place so that her clients can better appreciate her products. Her business is selling handicrafts and imitation jewelry and she's located in the central park of León. She has had the business for 10 years. The way in which started is because of her mother because her mother was the one that had control of the business. Later she decided to become independent and create her own business so she started with an initial investment of US$300 that she used to buy one dozen T-shirts, three beach chairs and some jars that had "Nicaragua" on them. As time passed, she decided to increase the number of products. The financial assistance is for working capital that is needed to purchase key chains, typical dresses, beach chairs, hammocks and bags. These types of products are less expensive in Masaya.
View original language description ↓
Esta microempresaria Cristian Carolina R. S. tiene la edad de 30 años, su estado civil es casada tiene 2 hijos de los cuales su hijo mayor tiene la edad de 6 años y cursa recientemente el 1 grado de primaria y su otro hijo de 14 meses no estudia, su esposo labora como controlador del tiempo de las rutas, sus propósitos son de mantener su negocio de forma activa y así superarse para mantener a sus hijos ya que necesita sacarlos adelante para que estos en un futuro no pasen necesidades sus deseos son de obtener un lugar mas adecuado para que sus clientes puedan apreciar mejor sus productos.

Su actividad económica es la venta de artesanía y bisutería que esta ubicado en el parque central de león, el tiempo que tiene de poseer este negocio es de 10 años, la forma en como inicia este negocio es por su mama ya que su Mama era la que tenia el control de su negocio y mas tarde decide independizarse obtener su propio negocio Ella inicia con la inversión de 300 $ dólares netos que fueron destinados para la compra de de 1 docena de camisetas, 3 sillas playeras y algunos jarros donde aparecía Nicaragua y al paso del tiempo decide incrementar mas su productos y es así como obtiene este medio de trabajo, el financiamiento es para capital de trabajo por lo que necesita realizar la compra de llaveros, vestidos típicos, sillas playeras, hamacas, bolsos ya que todo este tipo de producto lo encuentra en Masaya de una forma mas factible.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Cristian Carolina working capital to purchase inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2008
Dec 18, 2008
Currency Exchange Loss:
Jan 15, 2010