The “El Sol” group, represented by Ms. Angelica B., is comprised of residents of the same neighborhood, which means that they have all known each other for many years. The members own small stands and sell groceries, fast food, cosmetics and bread. Some members have their own cleaning service. As in all commercial spheres, the law of supply and demand always comes into play, but over the years, the members have acquired experience in retail, which means that they know that they will overcome any problem that may arise. The loan from Fundación Agrocapital will be used to purchase products and supplies to restock their stands and improve the quality of their products. Most of the members have experience with solidarity groups, but this is the first time they work in this moD. with Fundación Agrocapital. They guarantee that they are honorable and responsible people, which is why they have been given the opportunity to improve both their quality of life and that of their families.
EL GRUPO " EL SOL" ESTA REPRESENTADO POR LA SEÑORA ANGÉLICA, ESTA CONFORMADO POR GENTE QUE RESIDEN EN EL MISMO BARRIO POR LO QUE SE CONOCEN ENTRE SI D. BARIOS AÑOS ATRÁS. TODOS LOS SOCIOS (AS) TIENE PEQUEÑOS PUESTOS D. VENTA D. ABARROTES, COMIDA, COSMÉTICOS, PAN Y ALGUNAS SE DEDICAN AL SERVICIO D. LIMPIEZA. COMO EN TODO EL RUBRO COMERCIAL SIEMPRE EXISTE LA OFERTA Y LA DEMANDA D. PRODUCTOS PERO CON LOS AÑOS LOS SOCIOS (AS) HAN ADQUIRIDO EXPERIENCIA EN VENTAS POR LO QUE SABEN QUE PODRÁN SALIR ADELANTE ANTE CUALQUIER PROBLEMA QUE SE AVECINE. EL DESTINO DEL FINANCIAMIENTO OTORGADO POR LA FUNDACIÓN AGROCAPITAL ES PARA LA COMPRA D. PRODUCTOS E INSUMOS PARA ESTOCAR SUS PUESTOS D. VENTA Y MEJORAR LA CALIDAD D. SUS PRODUCTOS. UNA MAYORÍA D. LOS SOCIOS (AS) TIENEN EXPERIENCIA EN GRUPOS SOLIDARIOS PERO ES LA PRIMERA VEZ QUE TRABAJAN BAJO ESTA MODALIDAD CON LA FUNDACIÓN AGROCAPITAL, ELLOS ASEGURAN SER GENTE HONRADA, RESPONSABLE Y CUMPLIDA POR LO QUE SE LES OTORGA LA OPORTUNIDAD D. MEJORAR LA CALIDAD D. VIDA D. LOS SOCIOS (AS) Y D. SUS FAMILIAS.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.