Delia works in the educational sector as a religion teacher, however her salary does not meet her needs as far as food and clothing. She works as a merchant in her spare time, selling bed comforters as she travels to various parts of the department of Tarija on weekends. She is a single mother, as her husband abandoned her and their small child five years ago.
She lives in her parent’s house in the Panoramica zone – Rio Seco of the city of El Alto.
The loan she is currently requesting is for the purchase of merchandise, for the end-of-year festivities and given her experience as a saleswoman she has much demand.
This is her fourth loan with Impro and her previous favorable history permits her to apply for this credit.
Delia trabaja en el magisterio como profesora de religión, el ingreso que percibe no le alcanza para cubrir sus necesidades de alimentación y ropa. Ella trabaja como comerciante el tiempo que le sobra, vende edredones para camas viajando al departamento de Tarija los fines de semana. Es madre soltera, su esposo la abandonó con su pequeño hijo hace cinco años.
Vive en la casa de sus padres ubicada en la zona Panoramica – Rio Seco de la ciudad de El Alto.
El crédito que ahora solicita lo destinará para la compra de mercadería, ya por las fiestas de fin de año, de acuerdo a su experiencia de vendedora, tiene mucha de manda.
Es el cuarto crédito con Impro, el buen comportamiento de pago permite aprobarle este préstamo.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.