This loan has been FULLY FUNDED by 39 lenders!

Dinh Thi Lac

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Location:	Phuc Yen, Viet Nam	Repayment Term:	13 months (more info)
Activity:	Pigs	Repayment Schedule:	Monthly
Loan Use:	buy pigs and feed	Currency Exchange Loss:	Covered
		Default Protection:	Covered

Mrs Đinh Thị Lạc is 48 years old, a TYM fund member for the last 5 years. Currently she and her husband raise pigs and sells/trades rice. The business is stable and it brings in 5.000.000.VND a month for her family. With this income, her family's living condition has improved and they are able to provide good education for their children. For this round of loan, Mrs Lạc is requesting 20.000.000 VND to invest in their rice business, buy more pigs to raise and buy feed for the animals.

Translated from Vietnamese by Khang Ho-Si, Kiva Volunteer

Chị Đinh Thị Lạc năm nay 48 tuổi, chị là thành viên của Quỹ tình thương đã được 5 năm. Hiện tại ngoài chăn nuôi cả hai vợ chồng chị Lạc đều đang đi buôn bán gạo. Công việc kinh doanh thuận lợi đem lại cho gia đình chị nguồn thu nhập ổn định khoảng 5.000.000đ/ tháng. Với nguồn thu nhập này gia đình chị Lạc cũng có điều kiện hơn để cải thiện cuộc sống và đầu tư cho các con đi học.
Vòng vốn tới chị mong muốn được vay 20.000.000đ để đầu tư vốn kinh doanh và mua thêm lợn, thức ăn phục vụ cho chăn nuôi

Country:	Viet Nam
Avg Annual Income:	$725
Currency:	Vietnam Dong (VND)
Exchange Rate:	17,048.5000 VND = 1 USD

Jane
Hamilton, Ontario
Canada

Diver

Karen
O'Fallon, MO
United States

Jerry

Isa
All over, the
United States

Janne
Partille
Sweden

Meredith

Frank
Belfast, Antrim
United Kingdom

Carolyn

bonni
mount gilead, OH
United States

Yuisuke
Mitaka, Tokyo
Japan

Sere & Jøran
Busto Arsizio
Italy

Emily
Tega Cay, SC
United States

Maureen
Hamilton, NJ
United States

jxb
Fairport, NY
United States

Overbrook Educational
Philadelphia, Pennsylvania
United States

edward
vancouver, British Columbia
Canada

Bob K.

Helmers
Leiden, Zuid-Holland
Netherlands

Peter and Jasmine
Needham, MA
United States

Colleen

Anonymous

Heather
Somerville, MA
United States

Selena
Puyricard
France

Irvington High School
Fremont, CA
United States

Mackenzie
Seattle, WA
United States

Anonymous

the Dies Family
New England
United States

Andrew
London, London
United Kingdom

Manoj & Deepti
San Diego, CA
United States

Ann
Minnesota

Janet
Vancouver, British Columbia
Canada

Gigi
California
United States

Jon and Heather
Nashville, TN
United States

Anonymous

John
Edmond, OK
United States

Anonymous

Madeleine

Wonga.com
London, London
United Kingdom

Binh-Thuan Vietnam
Common Interest
2 Members

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750 Members

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62 Members

Scanlan Family
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8 Members

Team Obama
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3326 Members

Status: Paid Back

How Kiva Works

$1,175	Loan Request Pre-Disbursed : Dec 10, 2008 Listed: Jan 1, 2009 Funded: Jan 5, 2009
$1,175	Paid Back Ended: Jan 22, 2010
Looking for a Fundraising Loan?

Mrs. Norm Ouch Village Bank Group

Pigs

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$2,550

24% raised

Mrs. Son Nou Village Bank Group

Farming

Tuol Sang Ka Village

$1,900

15% raised

Mrs. Sroeun Hang Village Bank Group

Farming

Tuol Sang Ka Village

$1,625

4% raised

TYM Fund administers this loan. Learn more

Field Partner:

TYM Fund

Field Partner Risk Rating:

(Learn more)

Fundraising Status:

Active

Time on Kiva:

38 months

Kiva Entrepreneurs:

2208

Total Loans:

$1,591,425

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	23%
Profitability (Return on Assets):	7.58%
Average Loan Size (% of Per Capita Income):	31%

Delinquency Rate:

8.76%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

Journal entries for Dinh Thi Lac

Subject: Loan has been disbursed Location: Phuc Yen, Viet Nam Thank you for your loan. It has been disbursed to Dinh Thi Lac by TYM Fund in Viet Nam. We are excited to watch this business grow. Over the 11 months of this loan, TYM Fund will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Phuc Yen, Viet Nam Jan 6, 2009
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	Expected Repayments	Actual Repayments	Comments
March 2009	$164.50	$164.50	Repayment Received
April 2009	$94.00	$94.00	Repayment Received
May 2009	$94.00	$94.00	Repayment Received
June 2009	$117.50	$117.45	Repayment Received
July 2009	$94.00	$94.00	Repayment Received
August 2009	$94.00	$94.00	Repayment Received
September 2009	$117.50	$117.55	Repayment Received
October 2009	$94.00	$94.00	Repayment Received
November 2009	$117.50	$117.50	Repayment Received
December 2009	$94.00	$94.00	Repayment Received
January 2010	$94.00	$94.00	Repayment Received

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Journal entries for Dinh Thi Lac

Dinh Thi Lac

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