The group "San José" is represented by Señora Rieni, who is single but has two children under her control. Just like the rest of the group she shows responsibility, which is why she has the confidence of the rest of the group. The majority of the members are dedicated to selling products like clothing, food, drinks, perfumes, chocolate, and cosmetics, while some of the members are dedicated to activities like home schooling, electric work, and domestic services. All of their sales take place in the central market, where there is lots of competition, but they know how to succeed since they have experience in their businesses. The loan financed through Agrocapital will be used to increase their business with products and materials to sell as well as purchasing work tools. The members don't have experience with solidarity groups since this is the first time they have obtained financing through this method, but they know each other and know that they are working with responsible and punctual people.
EL GRUPO "SAN JOSÉ" ESTA REPRESENTADO POR LA SEÑORA RIENI QUIEN ES SOLTERA PERO TIENE BAJO SU CARDO A DOS D. SUS HIJOS, AL IGUAL QUE LAS DEMÁS INTEGRANTES DEL GRUPO ELLA DEMUESTRA RESPONSABILIDAD Y ES POR ESO QUE TIENE LA CONFIANZA D. TODO EL GRUPO. EN SU MAYORÍA LOS SOCIOS (AS) SE DEDICAN A LA VENTA D. PRODUCTOS COMO ROPA, COMIDA , BEBIDA, PERFUMES, CHOCOLATES, COSMÉTICOS Y ALGUNAS SE DEDICAN A ACTIVIDADES COMO A LA ENSEÑANZA A DOMICILIO, ELECTRICISTAS Y AL SERVICIO DOMESTICO. TODAS VENDEN EN EL MERCADO CENTRAL EN EL CUAL EXISTE MUCHA COMPETENCIA PERO ELLAS SABEN COMO SALIR ADELANTE YA QUE TIENE EXPERIENCIA EN SU NEGOCIO. EL DESTINO DEL CRÉDITO FINANCIADO POR AGROCAPITAL ES PARA EL INCREMENTO D. SU NEGOCIO EN PRODUCTOS Y MATERIALES A LA VENTA ASÍ COMO PARA LA COMPRA D. HERRAMIENTAS D. TRABAJO. LOS SOCIOS (AS9 NO TIENEN EXPERIENCIA CON GRUPOS SOLIDARIOS YA QUE ES LA PRIMERA VEZ QUE OBTIENE FINANCIAMIENTO CON ESTA MODALIDAD, PERO ELLOS(AS) SE CONOCEN ENTRE SI Y SABEN QUE SE TRATA D. GENTE RESPONSABLE Y CUMPLIDA.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.