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Greetings from Therese N. in the northern province of Rwanda! Therese is 48 years old and married with three children.

She owns a small shop in Ruhengeri town. She sells domestic materials like soap, maize flour, cassava flour, matchboxes, salt, sugar, kilograms of beans, Colgate, paraffin, biscuits etc.

Besides shopping, Therese grows beans, wheat, and sweet potatoes, which are commonly grown in this area. From all her business activities, she earns about $105 per month. She employs two people to help her to run this business.

This entrepreneur is requesting for a loan of 515,000 Frws to buy more stock for her shop, because of the number of clients is increasing. This loan will be repaid in 8 months.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 23
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 554.8
    Rwanda Francs (RWF) = $1 USD