Elvie Adriano

Status: Paid Back

$100	Loan Request Pre-Disbursed : Nov 21, 2008 Listed: Dec 11, 2008 Funded: Dec 11, 2008
$100	Paid Back Ended: Jun 15, 2009

About the Field Partner

Alalay sa Kaunlaran, Inc. (ASKI) administers this loan. Learn more

Field Partner:

Alalay sa Kaunlaran, Inc. (ASKI)

Field Partner Risk Rating:

(Learn more)

Fundraising Status:

Active

Time on Kiva:

14 months

Kiva Entrepreneurs:

4732

Total Loans:

$928,200

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	50%
Profitability (Return on Assets):	1%
Average Loan Size (% of Per Capita Income):	13%

Delinquency Rate:

0.00%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

About the Country

Country:	Philippines
Avg Annual Income:	$1175
Currency:	Philippines Pesos (PHP)
Exchange Rate:	48.9940 PHP = 1 USD

About the Loan

Location:	Binarzang Quirino, Isabela, Philippines	Repayment Term:	8 months (more info)
Activity:	Pigs	Repayment Schedule:	Monthly
Loan Use:	To expand hog-raising business	Currency Exchange Loss:	Covered
		Default Protection:	Covered

“To teach my children good values as they grow older is very important” says Elvie Adriano, a client who is engaged in hog raising business. Elvie is married to Melanio who farms and does carpentry work. Elvie is 39 years old and has three daughters: MaryJane (20 years old, married, and a high school graduate), Marina (16 years old, high school graduate, and a house helper in anearby municipality), and Marissa (10 years old and in fifth grade).

Elive raises hogs, which helps provide money for farming and emergencies, and also allows her to perform her daily household chores. She is requesting a loan so she can expand her business and earn money to help her two younger daughters attend college. Despite problems that arise, Elvie's goal is to have a better life, especially for her daughters. She prays to overcome the challenges that arise through faith and hard work.

Lenders to this entrepreneur

Don
Sacramento, CA
United States

Ryan

Kolby
Tempe, AZ
United States

Katelyn
NJ
United States

Top Lending Teams for this entrepreneur

Arizona State University (ASU) Students/Alumni
Colleges/Universities
75 Members

Journal entries for Elvie Adriano

Loan has been disbursed Entrepreneur: Elvie Adriano Location: Binarzang Quirino, Isabela, Philippines Thank you for your loan. It has been disbursed to Elvie Adriano by Alalay sa Kaunlaran, Inc. (ASKI) in Philippines. We are excited to watch this business grow. Over the next 5 months, Alalay sa Kaunlaran, Inc. (ASKI) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.
Posted by from Binarzang Quirino, Isabela, Philippines Dec 12, 2008
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Loans used for business expansion Entrepreneur: Elvie Adriano Location: Binarzang Quirino, Isabela, Philippines Elvie used her loan to expand her hog raising business. She buys one piglet and feeds for their hogs. She utilized small part of her loan for the school allowance of her children. She was thankful for the trust and assistance given to her and she hope to maintain her business for their future.
Posted by Kristine Victoria from Binarzang Quirino, Isabela, Philippines Jan 12, 2009
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Hog raising makes a difference Entrepreneur: Elvie Adriano Location: Binarzang Quirino, Isabela, Philippines Elvie, who manages a hog raising business, is in the process of applying for another loan to from ASKI since she already paid back her previous loan. She is thankful for the support of the Kiva Lenders for it really was helpful in maintaining her business and family needs, especially in sending her children to school. **************************************************************** About ASKI: ASKI’s Vision: A God-centered, model microfinance organization committed to serving the needy in Luzon through socio-economic development and holistic transformation. To see ASKI borrowers who are currently fund raising on Kiva click Here To read more about ASKI visit their partner profile page Here Support ASKI and their staff and join the ASKI lending team Here
Posted by Drew Loizeaux from Binarzang Quirino, Isabela, Philippines Jun 28, 2009
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Repayment Schedule for Elvie Adriano

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	Expected Repayments	Actual Repayments	Comments
January 2009	$0.00	$4.17
February 2009	$25.08	$20.85	Repayment Received
March 2009	$16.72	$16.68	Repayment Received
April 2009	$16.72	$20.88	Repayment Received
May 2009	$20.90	$16.72	Repayment Received
June 2009	$16.72	$16.68	Repayment Received
July 2009	$3.86	$4.02	Repayment Received