The members who form the group "Jisunu" are people they know who resiD. in the same neighborhood. The women are represented by Orfa Peña A.. All the members are grateful for your support and promise to make their payments punctualy because they are responsible people. The majority of the members make a living selling different products such as clothing, cosmetics, food, grocery items, beverages and crafts. As in any commercial traD., competition exists in the members' various activities, but the goal is the same: make headway for their family through the work at their sales posts. The loan the group is requesting will be used to increase the quality of of their products, such as the ingredients and tools needed to make some of the products they sell. In general, the members have experience in these types of groups because they know how to administer the loan well and have the responsibility required to fulfill the payment terms.
LAS SOCIAS QUIENES CONFORMAN EL GRUPO "JISUNU" SON PERSONAS QUE SE CONOCEN YA QUE RESIDEN EN EL MISMO BARRIO, ELLAS SE ENCUENTRAN REPRESENTADAS POR LA SEÑORA ORFA. TODOS LOS SOCIOS (AS) SE GARANTIZAN Y SE COMPROMETEN EN PAGAR CON PUNTUALIDAD YA QUE SON GENTE RESPONSABLE Y COMPROMETIDA CON SU GRUPO. EN SU MAYORÍA LOS SOCIOS (AS) SE DEDICAN AL COMERCIO Y VENTA D. DIFERENTES PRODUCTOS COMO SER VENTA D. ROPA, PRODUCTOS COSMÉTICO, VENTA D. COMIDA, VENTA D. ABARROTES EN TIENDAS D. BARRIO, VENTA D. REFRESCOS, VENTA D. ARTESANÍAS. COMO EN TODO RUBRO COMERCIAL EXISTE LA COMPETENCIA EN LAS DIVERSAS ACTIVIDADES QUE DESEMPEÑAN PERO EL OBJETIVO ES COMÚN EL SACAR ADELANTE A SU FAMILIA A TRAVÉS D. SUS PUESTOS D. VENTA. EL DESTINO DEL CRÉDITO FINANCIADO POR LA FUNDACIÓN AGROCAPITAL SERÁ PARA AUMENTAR LA CALIDAD D. SUS PRODUCTOS ASÍ COMO LOS INSUMOS Y HERRAMIENTAS PARA EL LA ELABORACIÓN D. ALGUNOS PRODUCTOS A LA VENTA. EN GENERAL LOS SOCIOS (AS) TIENEN EXPERIENCIA EN GRUPOS SOLIDARIOS POR LO QUE SABEN ADMINISTRAR BIEN EL CAPITAL OTORGADO ASÍ COMO LA RESPONSABILIDAD QUE SE REQUIERE PARA UN FINANCIAMIENTO Y EL CUMPLIMIENTO A LOS PLANES D. PAGOS.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.