Vicky owns her Internet café, located in Kicukiro, a suburb of Kigali. In her Internet café, she charges customers for using the Internet at a rate of about US$ 1 for an hour. In the café also, she does secretarial work for her customers and gets paid. Rwanda is becoming a communications hub for east and central Africa, so most people use the Internet.
Vicky is looking for a loan worth 500,000 Frws to be repaid in 8 months. The loan would be used to buy more paper, ink for printers, files, etc. and more internet broadband. Her dream is to buy more computers for her growing business.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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