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Genesis Group
In this Group: Santos Cristina, Santos Julian, Nohemi Del Carmen
Hi, we are the GENESIS group, located in the town of Danli. We've had a lot of time to get to know each other and we've always worked together because we're neighbors. Our group is asking for a loan to acquire raw materials and commodities to sell. This loan is very important to us. Our group is organized as follows:

Santos Cristina L.: I am the coordinator of the group. I sell popular consumer goods and bicycle parts, and have done so for four years.

Santos Julian L.: He has bought and sold basic grains for the past four years, and he uses his earnings to cover his personal expenses. He is a single man with many aspirations, who helps his parents with their household expenses.

Nohemi del Carmen R.: She sells cosmetics, and with this business helps her family pay off their household expenses.

We all need this loan to succeed. With the Christmas season upon us, sales are good and we need to buy more products to meet all our customers' needs.

View original language description ↓
hola nosotros somos el grupo GENESIS estamos ubicados en el municipio de Danli, nosotros tenemos mucho tiempo de conocernos y siempre hemos trabajado juntos ya que somos vecinos, nuestro grupo esta solicitando un credito para adquirir materia prima y compra de mercaderia para la venta, este credito sera de mucha importancia para nosotros, nuestro grupo se forma de esta manera:
Santos Cristina L.: soy la coordinadora del grupo me dedico a la venta de productos de consumo popular y venta de repuestos de bicicletas, tengo 4 años de dedicarme a esta activiidad.
Santos Julian L.: el se dedica a la compra y venta de granos basicos desde hace 4 años, con los ingresos que el recibe de esta actividad le permiten cumplir con los gastos personales, el es un hombre soltero y con muchos deseos de superacion, el le apoya a sus padres con los gastos del hogar.
Nohemi del Carmen R.: la actividad de ella es la venta de cosmeticos, con este negocio ella ayuda a su familia a salir adelante con los gastos del hogar.
todos necesitamos este credito para salir adelante, y como es espoca de navidad las ventas son buenas y por eso es que necesitamos comprar mas producto para poder cubrir con las necesidades de todos nuestros clientes.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 29
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Genesis Group's $600 loan helped a member purchase commodities.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 9, 2008
Dec 13, 2008
Currency Exchange Loss:
Jun 15, 2009